Privacy

Privacy policy.

This policy explains how personal information is handled when you visit the CENS website, create an account, or use the secure lending portal.

Last updated: 16 October 2026

Who we are

Cens Investments Limited, company number 14065345, is registered in England and Wales at 86-90 Paul Street, London, England, EC2A 4NE. It is the controller of personal information handled through this website and portal unless another party tells you that it is acting as controller for a particular service.

This policy covers borrowers, lenders, introducers or agents, CENS personnel, website visitors, and other people whose information is supplied as part of a lending enquiry or application.

Information we collect

  • Identity, contact, account, organisation, and role information.
  • Commercial lending requirements, lender preferences, introductions, application details, financial information, and supporting documents.
  • Messages, complaints, payment notifications, application decisions, workflow actions, and audit records.
  • Device, browser, IP address, authentication, security, and service-usage information.

Where information comes from

Information may come directly from you, from a borrower, lender, introducer, director, authorised representative, or from professional advisers and service providers involved in an application.

We may also receive information from public registers, fraud-prevention or identity-checking services, and other sources where this is lawful and relevant to the requested service.

How and why we use information

  • To create and secure accounts, respond to enquiries, and take steps requested before entering a contract.
  • To administer applications, referrals, lender profiles, document review, communications, and related services under a contract or in our legitimate interests.
  • To assess, prevent, and investigate fraud, misuse, security risks, and unauthorised access in our legitimate interests and where required by law.
  • To keep financial, operational, complaint, and audit records and meet legal or regulatory obligations.
  • To establish, exercise, or defend legal claims and protect the rights of CENS, portal users, and other parties.

Sharing information

We share information only where it is relevant to the service or otherwise lawful. Recipients may include borrowers, lenders selected or approved to review an opportunity, introducers connected to a referral, professional advisers, valuers, legal representatives, and CENS personnel.

We also use suppliers for hosting, authentication, storage, communications, security, and technical support. Information may be disclosed where required by law or to protect rights, safety, and service integrity.

International transfers

Some technology suppliers may process information outside the United Kingdom. Where UK data-protection law requires it, we use an approved transfer mechanism and appropriate safeguards, such as UK adequacy regulations or contractual protections.

Retention and security

We retain information for only as long as it is reasonably needed for the relevant account, enquiry, application, lending relationship, audit trail, complaint, legal obligation, or claim. Different records may therefore have different retention periods.

We use organisational and technical safeguards designed to protect information. No online service can guarantee absolute security, so users must also protect their credentials and report suspected compromise promptly.

Decisions and profiling

The portal supports workflow, matching, review, and record keeping. Lending and access decisions are made by CENS and the relevant participants; the portal is not intended to make a decision producing legal or similarly significant effects solely by automated processing.

Your rights

Subject to applicable law and exemptions, you may ask for access to or correction of your information, request deletion or restriction, object to certain processing, or request portable data. Where processing relies on consent, you may withdraw it without affecting earlier lawful processing.

Send requests to hello@censinvestments.co.uk. We may need to verify your identity and clarify your request before responding.

Complaints and contact

For privacy questions, requests, or complaints, email hello@censinvestments.co.uk.

You may also complain to the UK Information Commissioner's Office at ico.org.uk. We would appreciate the opportunity to address your concern first.